Digital Services & Identity
PM SVANidhi Se Sanman - Vendor Welfare
Complete 2026 guide to SVANidhi Se Sanman: Cashback rewards for digital transactions to 40 lakh street vendors using RuPay cards.
Last updated: 3/8/2026
Overview
PM SVANidhi Se Sanman rewards street vendors for digital transactions via RuPay cards. Vendors earn ₹100/day cashback for 50 digital transactions monthly. By 2026, 40 lakh vendors benefited with ₹1,200 crore cashback disbursed.
Tiered rewards: ₹50 daily for 25 transactions, ₹100 for 50+. Cashback credited monthly to bank. Digital literacy training. Insurance cover ₹10,000 death, ₹5,000 injury. Links with mystery shopper scheme.
Who is Eligible?
- PM SVANidhi loan beneficiaries
- Street vendors using RuPay card
- Minimum 25 digital transactions/month
- No NPA status
- Registered with ULB
Documents Required
- SVANidhi loan card
- RuPay card statement
- Aadhaar seeded account
- Transaction proof
- ULB vendor certificate
How to Apply
- 1Step 1: Get PM SVANidhi loan and RuPay card
- 2Step 2: Train digital payments (UPI/POS)
- 3Step 3: Make 25-50 digital transactions daily
- 4Step 4: Cashback auto-credited monthly
- 5Step 5: Track earnings via portal
- 6Step 6: Insurance claims via helpline