social security & pensions
PM SVANidhi Se Sanman - Vendor Welfare
Complete 2026 guide to SVANidhi Se Sanman: Cashback rewards for digital transactions to 40 lakh street vendors using RuPay cards.
Overview (Iske Baare Mein)
PM SVANidhi Se Sanman rewards street vendors for digital transactions via RuPay cards. Vendors earn ₹100/day cashback for 50 digital transactions monthly. By 2026, 40 lakh vendors benefited with ₹1,200 crore cashback disbursed.
Tiered rewards: ₹50 daily for 25 transactions, ₹100 for 50+. Cashback credited monthly to bank. Digital literacy training. Insurance cover ₹10,000 death, ₹5,000 injury. Links with mystery shopper scheme.
Who is Eligible? (Kaun Apply Kar Sakta Hai?)
- PM SVANidhi loan beneficiaries
- Street vendors using RuPay card
- Minimum 25 digital transactions/month
- No NPA status
- Registered with ULB
Documents Required (Zaroori Dastavez)
- SVANidhi loan card
- RuPay card statement
- Aadhaar seeded account
- Transaction proof
- ULB vendor certificate
How to Apply (Form Kaise Bhare)
- 1Step 1: Get PM SVANidhi loan and RuPay card
- 2Step 2: Train digital payments (UPI/POS)
- 3Step 3: Make 25-50 digital transactions daily
- 4Step 4: Cashback auto-credited monthly
- 5Step 5: Track earnings via portal
- 6Step 6: Insurance claims via helpline